Industry solutions
One team of modeling agents, applied to each industry’s real questions
Industries differ, but the questions look alike: predict an outcome from historical data, produce a score, draw a strategy line. SAM answers them with the same fourteen-step pipeline, while VDC, DH S1 and the Enterprise Agent Platform handle variables, deployment and operations.
Three industries, three complete solutions
AI across the credit lifecycle
Acquisition, underwriting, drawdown and post-loan management for retail, small-business and corporate credit; institutions we serve have lent over RMB 2 trillion.
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Measured decisions for members, marketing and channels
Member churn, response and uplift, distributor credit, promotion analysis, demand forecasting, diversion detection.
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Auditable models for credit, compliance and safety
Customer credit, spend compliance, pharmacovigilance signals, demand forecasting, clinical operations and real-world data.
See the solutionFour steps from an industry question to a model in production
- 1Define the target
Write the business question as a measurable target and observation window — for example “churns within 90 days” or “30+ days past due”.
- 2Agree the data contract
SAM-01 locks the target definition, sample split and data snapshot; once signed, any change automatically invalidates everything downstream.
- 3Fourteen-step modeling
Variable analysis, binning, fitting, independent validation and scorecard packaging, with every statistic from deterministic code and every gate signed by a named person.
- 4Release and monitor
Once the Release Controller approves, the model goes live and SAM-07 monitors distribution, performance, quality, stability and scope.
Four platforms and their job in each industry
| Platform | Banking | FMCG & marketing | Pharmaceuticals |
|---|---|---|---|
| SAM modeling & scorecards | Application, behavior and collection scorecards; fraud-ring detection | Member churn, campaign response, distributor credit | Customer credit, spend compliance, pharmacovigilance signals |
| VDC variable derivation | 20,000+ preloaded variables from credit-bureau, tax and transaction data | Time-window variables from members, orders and inventory | Variables from sales flow, payments and expense records |
| DH S1 inference–training | Real-time credit decisions; RAG over policy and regulation | Rolling demand forecasts; understanding campaign content and shelf photos | RAG over labels and regulations; understanding adverse-event reports |
| Enterprise Agent Platform | Corporate credit and other scenario agents | Campaign reviews, first-pass rebate-claim checks | First-pass expense checks, pharmacovigilance case preparation |
Every SAM feature, online, for up to 10,000 samples
Upload up to 10,000 records and run the whole fourteen-step pipeline — data contract to packaged scorecard, human gates included — to see for yourself whether SAM fits your business.
Start with one business question. Let SAM deliver a model you can sign off.
Whether you are in banking, FMCG and marketing, pharmaceuticals or another industry, try SAM online first — or talk to our modeling experts about your use case.